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TL;DR; the cost of the Timberwolves' top four of KAT, Gobert, Ant, and McDaniels alone will put the Timberwolves over the cap in 2024. To sign their draft 2024 FRP, extensions for players like Naz Reid and NAW, and simply filling out the rest of the roster with vet minimum contracts, they will trigger the CBA's new second luxury tax apron. This apron is so punitive and restrictive that it will make breaching that threshold cost-prohibitively expensive to do so, unless you are a team with a surefire championship contending roster, which the Timberwolves are not. As a result, a KAT or Gobert trade in the next year is almost impossible to avoid.
I know we are about to enter the finals, but this feels like an underrated headline coming out of the new CBA agreement, especially with the headlines the Timberwolves generated last summer in acquiring this current team.
In 2023, as of right now, the Timberwolves will be under the luxury tax level. They can run it back with the guys currently signed next season (Conley, Ant, McDaniels, KAT, Gobert, Anderson, Prince, Moore Jr., McLaughlin, and Minott) and could conceivably even have the money for Naz and NAW extensions.
In 2024, things get extremely ugly extremely quickly.
KAT and Gobert will be making 35% and 31% of the cap, respectively. Additionally, with Ant's upcoming extension, the combined cost of KAT, Gobert, and Ant could be as high as 96% if Ant were to make all-NBA next season, which I don't think is that difficult to imagine being within the realm of possibility.
In 2024, assuming a max contract for Ant and a $20-25 mil extension for Jaden McDaniels, the Timberwolves will be over the cap with JUST their top four of KAT, Gobert, Ant, and McDaniels. This doesn’t include possible extensions for NAW or Naz, the money for signing their 2024 first round pick, a Mike Conley starting PG replacement, and filling out the rest of their roster.
Assuming they went with exclusively with minimum contract guys to fill out the rest of the roster, they would have a luxury tax of $40 million and would be over the second tax apron of the new CBA agreement.
The tax aprons are a pretty confusing/vague without reading the fine print. As a primer, the first apron triggers when a team is $7 million above the luxury tax. Penalties for hitting this threshold include:

• 125% to 110% salary matching in a trade.
• Can’t sign buy-out players.
• Can’t take back more salary in a trade than you send out.

These restrictions are not ideal, but are not catastrophic. The second apron, which triggers at $17.5 million above the luxury tax, is much more punitive. Teams that meet that second tax apron threshold:

• Can’t aggregate players to acquire a player making more money.
  • I.e. you can’t cobble together a couple of role players on 10-15 mil salaries for a max player.
• Can’t use cash in trades.
• Can’t use the mid-level exception.
• Can’t trade a pick more than 6 drafts away.
• If you go over the second apron again in a three-year span, that pick becomes the 30th pick in the draft.
• Increasing per-dollar tax for over-the-tax repeater teams.
  • The mechanics from a financial standpoint of this are not worth getting into, but for context, the existing over-the-tax repeater punishment is what is costing Ballmer and the Clippers $140 mil in luxury tax penalties this season, and that is before the increased punitive scale of the new over-the-tax penalty scale.

So, just to keep this core intact, you are looking at a $40 million luxury tax and all of these additional punitive measures that makes trades and roster improvements on the margins incredibly restrictive, while making the financial cost of hitting these thresholds even greater.
For a team that-- while they showed some really small but extremely promising flashes and, I would argue, drastically increased their stock in the western conference next season as these playoffs played out—won 42 games and didn’t make it out of the first round of the playoffs, and also have brand new owners that are not flush with cash the way multi-billionaire owners are.
So what do the Timberwolves do? Something about the composition of those top 4 players has to change.

• No sane team would willingly part ways with Ant and/or Jaden.
• After an underwhelming and injury-plagued season, Gobert's value is low, and-- sunk costs notwithstanding-- trading him for pennies on the dollar a year after making one of the most expensive trades of all time to acquire him would just be a disaster from a Pperception stand point.
• That leaves KAT as the only realistic option for trade.
  • While injuries derailed his season and an underwhelming close to the season have hurt his value, he is a two-time all-NBA player just entering his prime.
  • An elite playmaking big, one of the best high-volume 3-pt shooters in the league, and 3 level-scorer, he's a matchup nightmare.
    • He's also improved his defense to the point that he is not a liability and can in fact sometimes be a positive on that end. A low bar, but a farcry from where he was in 2020-2021 and before.
  • Despite his value being low relative to where it once was, there would absolutely be an appetite for KAT around the league, even if the return for the Timberwolves isn't as good as most trades involving all-NBA players on the right side of 30.

It has nothing to do with KAT as a player, but purely from a practical standpoint, it might make the most sense that he is the odd man out. It will be extremely interesting to see how things play out for the Timberwolves over the next year.
Shoutout to all of the great Timberwolves podcasters, beatwriters, and journalists that have been pumping out content in recent weeks about the latest CBA’s implications for the Timberwolves. No shot I would have fully grasped how precarious the franchise's position is without all of the work they do.

I am so exhausted.
I am financially unstable, mentally unstable, emotionally unstable, physically unstable. I just am purely unstable. I'm tired. I want to sleep for 4 centuries (a.k.a. I want to off myself).
I'm tired of crying at work, I'm tired of the stress from my home life. I'm tired of not having anything I can call my own. Everyone has some sort of power over me. I just wan to be stable.
$2000 to fix the car, $500 to pay off tolls, $300 for registration and late fees. One of my cars is a total loss. Had I been listened to before none of this would have happened. but NO! lets go the cheaper route and buy MULTIPLE (3) cars that done work instead of ONE that will. I asked if I could just get the WORKING with NO PROBLEMS vehicle and they said no bc it was over $4000... but could easily scrape up another $4000 for another car???
^{BILLS BILLS BILLS!!!}
$300 for a room my mother is allowing me and my partner rent (that has no flooring is extremely small for 2 people. It was my childhood room growing up. I have not lived outside of those 4 walls in 22 years.)
$137 (split between me and partner) for Phone bill.
$120 for the phone I bough on a plan for my partner.
$275 for car insurance
$100 to my mother for a bed she purchased us
$250 for the vehicles she has purchased for me that I owe her back $8000
$300 for so the debt I need to get taken care adding up to $5000.
I can rarely afford groceries.
I CANT EVEN COME HOME AND FUCKING CHILL BECAUSE EVERYONE IS LOUD AS FUCK OR TALKING ABOUT POLITICS OR BUGGING ME ABOUT MONEY AND WHEN IM GOING TO PAY THEM. I cant do anything for myself without someone asking about if I'm saving money. and HONESLTY??? That $3 burrito I'd eat in my room is the only thing keeping me from offing myself.
My own partner is depressed and completely burnt out because of our surroundings. I love her to death and she is the only thing that can keep me from making bad decisions and actually committing. Also, I finally have someone to see how I was treated my whole life living in this hell hole.
Do not get me wrong I am grateful. I truly am. though, I am tired of feeling like I owe my mother my life because she's helping ME (her child) and raised me. But my GOD were problems made because we didn't think through the first ones??? How do I have two parents who care but also don't give a single fuck about me? It's always a pitty war with my mother, I just want her to understand how hard she made it for me, but do not fear! as she had it harder because she WILLINGLY moved in with a man and had babies with him. When my partner vents to me IDK what to say ever bc I am in the same spot as her and absolutely WORN OUT
My mother is a great mother, she is. She has her flaws, I mean who doesn't. But sometimes? MOST times? It is absolutely UNBEARABLE to live with her.
IM DONE I CANT DO IT ANYMORE LIFE FUCKING WINS. I'm literally tired of just living. Everywhere is so negative, no positivity. There's a problem with everything, no upsides apparently. If my mom isn't in my ear it's my partner. I cant even vent for myself without my partner taking over and then going on a tangent and then apologizing because I was talking first but I just shut up now. She wonders why I do not talk much anymore and its literally bc I am just STRESSED. I just shut up so I don't go off. I hate that but I get if from my father and it keeps me from saying things I would regret.
All day everyday I have the overwhelming urge to cry and cry and cry. I have cried everywhere. I feel strung out. I feel used up. I cant even just have the peace of smoking weed. ITS ALWAYS SOMETHING.
I just cant do this anymore. I feel like a burden on everyone especially my own partner. I feel as though I am useless because I cant help her with how she feels because I am the same way in the same situation. IDEK what to say anymore I just always say "i'm sorry" or " :/ " bc I GET IT BABE IT SUCKS JUST SHUT UP ABOUT IT IM TIRED. I want to go back to ignoring my problems and living life like I don't care. I cant even cry to my mom because she'll tell me she has it worse. MY father will turn it into a life lesson and make promises he wont keep. I cant ask anyone for help because they're all doing good for themselves and I'll have to pay them back which I can not afford. I just need a quarter mil and some therapy and a blunt and I'll be good...
I am just so lost.

but i keep managing to get into a server with the same guy every week or so

Just an adorable Daddy Dom with a darker side 😈 seeking his forever…. And once were together, everything will feel right and we will build a life together…. I will literally make it my job to keep you safe and happy!!
I’m waiting for that instant connection🫶🏻, were our energies just flow… Someone who adores my ridiculous brand of weird and can’t see themselves with anyone else!!
I’m stubborn and at times brood,🤷🏼‍♂️ but I’m working it. Lol… Although I am known to be very charming and compassionate and when I love, I love hard. ❤️ I’m also overprotective, chivalrous and loyal af!!!
Absolute Gym rat 💪🏻 and homebody who enjoys cooking, grilling, the outdoors, anything involving water, road trips🚗, and random adventures… lover of all things Halloween, Star Wars, Marvel, Disney and zombies…🫣 ps Batman is the best super hero… change my mind!!🙃
My love language is touch.. and I tend to be a bit possessive, I will always have my hand on you in someway… your thigh, your hand, your butt, your shoulder ,your waist, your neck, your throat 🤤
Just hoping for a genuine connection… Dating apps are just awful, and unfortunately most humans in general kinda suck! 🤷🏼‍♂️ So here I am…
My fave quote: “Without music; life would be a mistake” ~FN
Playlist
In fact, we both love music and love sharing it with others. You also enjoy random adventures and road trips, and agree, who you’re with is more important than where you go or what you’re doing!!!
If this seems relatable so far message me…
I hope to talk soon 👉🏻👈🏻
Ps 🚩🚩clingy girls….. girls with daddy issues…. girls who’ve been told you’re “a lot” or “too much/damaged” …. Front of the line 🙌🏻
Pss please be local or willing to relocate..
Pics of me

So, I've been on birth control since I was 16 (27 now) except for the 3 times we tried for kids. My fiancé and I have had 3 kids, and after the third one in January of last year, I got my tubes tied and got off birth control for good. While on birth control, I had a VERY low sex drive. It was pretty rare I actually WANTED to have sex.
Ever since getting off birth control, I have one week a month (I'm assuming this is ovulation week) where I just get INSANELY horny. I've been having thoughts/desires about guys besides my fiancé. I have these thoughts and desires about him too, but it's not only about him and it's really been bothering me for a LONG time now. These desires are so strong I'm terrified that, if given the opportunity, I might actually go through with something. I'd love to say that I would never, because I love him so so much and would never want to hurt him. But these desires are STRONG for that 1 week a month, and I just wonder if I'd be able to control myself if the opportunity arose. The other 3 weeks of the month, I would never even THINK about it.
Has anyone else had this experience? Is there anything I can do to make this stop? Do I go to a doctor? I really don't wanna get back on birth control, but I hate that I have these thoughts/desires. It would be wonderful if it was 100% thoughts about my fiancé and I was just all over him for a week lol, but it's not and I HATE it.

I am just so tired of my new neighbor across the alley. I am on great terms with both my next door neighbors but we have a new neighbor across the alley who is doing the demo on his house and then hiring someone to do the actual reno.
First, we already have problems with our alley and trash pickups. We live in what is politely called a "transitional" neighborhood, which basically means the city is not doing any capital improvements. It was built in the 1960s, so the alleys are not paved and have deep ruts from trash trucks, especially since we live in West Texas and get all our annual rain in about a 2-4 week period, no joke. And like a lot of cities, there are problems with city services and we can't count on regular pickups.
But this new neighbor has not rented a rolloff for his debris. He is constantly filling the dumpster to the top so that none of the other 3 households that share the dumpster really have room for their trash and have to walk further down the alley or leave the trash on top and not close the dumpster. On more than one occasion this has meant the alley has been littered with trash. (We can't tell if it's from animals, but once we caught a dumpster diver going through things too.)
I have been able to live with this for a while. What really makes me upset today when I went out there is that he or his handyman has fixed it so that the entire lid structure is behind the dumpster and the lids cannot be closed at all.
Why is this a problem? We are actually moving and I am cleaning out my pantry and refrigerator, so there are going to be several trash sacks of food just sitting on top of the dumpster, waiting for the neighborhood's feral cats, possums and foxes to dig through and scatter to the winds.
I guess it will no longer be my problem, except that I really like my other neighbors, and they will be left with the "crap" to live with. Why can't people be more courteous?

Every week at work we have these "teambuilding" meetings where we're supposed to set work aside for a bit and just hang out with the team, chat about random stuff, our lives, what we've been watching lately, what we're up to...
They suck.
Normally they're supposed to be an hour long, an hour and a half at most, but today it ended up lasting nearly two hours, and it was so boring it should be considered workplace abuse. My coworkers did nothing but talk about pointless boring shit, mostly consumerist bullshit like "I want to buy a dishwasher!" "I bought a new projector for my room!" "I bought my kids a 60'' TV!" or random pointless stories like "I went to [expensive restaurant by the beach] and ate a meat sandwich". Every time I thought the meeting was about to end, someone managed to find another non-story to tell and make it even longer. (Probably the most infuriating part was when one of my coworkers asked the guy that joined last week if he had a girlfriend. Thankfully my boss scolded her, because I damn near unplugged my internet router so I wouldn't have to listen to this shit).
I suppose the idea of having (completely optional) meetings to get the team to know each other better is nice on paper, but when nearly all of my coworkers are either 40 year old people with kids, or 20 year olds who act like 40 year old people with kids... It just gets so exhausting and isolating. I don't wanna talk to these people, I wouldn't hang out with most of these people if I had the chance, and I don't care that you hate your kids because now you don't have enough money to buy a PS5. Just let me do the work I'm being paid to do.

Black Leica M9 with black dot. Serial 3973388. 35002 shutter. Original sensor with minor corrosion (see last image). Includes 2 Leica battery, Artisan and Artist strap and Sandisk Ultra 8gb card.
Asking for $2000, I will pay for shipping. Buyer pay PayPal fees. Open to offer. Looking to trade for a Leica SL.
https://imgur.com/a/DIsQdjW

I know this may sound stupid or silly, but seriously! When I has a child I hated reading, I always thought I’d be an artist because of how much I loved to draw, so I never payed attention during class, which caused my mother to take me to the doctors to see if I had some kind of reading disorder, and it came back as I had ADD (Attention Deficit Disorder) and Dyslexia. Even then I still didn’t give to fucking shits about school, and only got a little better when my mother put me on pills to help me focus. I got better at school, and whatever, still hated reading. By the 5th grade, I still couldn’t read a 2nd grade chapter book, and I started to look down on myself as my grades started to go down again. This was also around the time of when Covid hit and me and my twin sister were home schooled. Keep in mind she was a lot better then me when it came to school, all A‘s and B’s. But my school never blocked YouTube on the school computers that went with students so they could be home schooled, which resultEd in me constantly watching YouTube instead of paying attention in class. That’s when the series “warrior cats” became popular, and I was hesitant to start reading it. (I should mention I was in a RTI class, and or reading connect to help students read, and I have never really picked up a book in my life. I had just moved schools at this point and aphid failed the fifth grade, but they let me go to 6th) I got to impatient to wait for the short animation videos on it to come out, and that’s when my friend, for the sake of this I’ll call heather got into warrior cats and started to read it. She encouraged she to start reading so we could read together at times, and then when I did Start reading, it blew my mind! I started to read more and more, and ended up finishing all 6 series, plus the super editions and dawn of clans all in a manner of half the school year. In effect, my grades got higher, my attention was now on school, and I could read better now. More clearly, and now I’d even finish harry potter books within a day if you’d let me. I started to read, and now that I’m in 7th grade, (after then summer I’ll be in 8th) I feel confident and now I’m even writing poems and my own books!.

Please don’t judge me, I’m doing that for you 🤣
I have just bought a property and I’ve borrowed £182,000 from the bank.. I have a 5 year fixed rate mortgage with an interest rate of 2.8%. I’ve got a 40 year term..
Now my confusion is, if the interests rise, meaning I’m paying more monthly, wouldn’t I be fulfilling my obligation to pay off the £182,000 a lot quicker?

The Holy Grail battle seems straightforward enough, but I used up most of my good healing items already (only have 100 HP healing items), and have no revive items left.
Mona has healing and revive skills, so I've been trying to guard with him as much as possible, and only use him to revive allies, or heal the party if necessary, but I can only seem to make it to the turn after the Holy Grail's first line of dialogue in battle (when the party member makes the first move towards cutting the vein wire things) before he gets KO'ed, and then everyone dies.
My party is Mona, Skull (I use him to attack), and Noir (I'm using her to prevent the Holy Grail from healing). Should I be using a different party? Would it be better if I had Panther heal, Mona as backup to revive party members, and Joker to attack? I'm kind of reluctant to not constantly guard with Joker, but with no revive items, my options are narrowed down quite a bit.
...Also, if it wasn't obvious from how I'm talking, I have no clue what I'm doing. I haven't been paying attention to equipment, or stats, I've only ever fused Personas a handful of times, and I'm pretty sure I'm underleveled for this boss fight (LV 70). I used the gym and the temple to up Joker's maximum HP and SP, and I leveled up my confidants a decent amount, but that's about it, really.
Help would be really appreciated, help that doesn't involve me loading my save from before all the Mementos and Velvet Room stuff. It's a big ask, I know, given how low effort my playthrough has been LOL.

Sherlock Jr. and Everything Everywhere All At Once are both films with a protagonist struggling to balance their work life, the life they dream of (Buster as a detective, Evelyn as many other professions) and personal life - particularly with the ones they love (Joy/Waymund and Kathryn McGuire). Both face a daunting task where the outcome doesn't look promising and the demise of relationships feels inevitable as a result (taxes/being framed). Both enter an otherworldly experience that mirror the struggles they are having in their actual universe - but both are also empowered and more talented in the new universe(s), finding confidence and solutions during their time away from their own reality. Both films also include montages of multiple possibilities of film and quick cuts of vastly different settings that push film boundaries (for their respective times 98 years apart) and language and play on various current cinema tropes. Both protagonists are essentially saved by the help of their romantic partners when all hope seems lost. Both awkwardly fumble through a new way of communicating affection with someone they love (Evelyn with Joy trying to actually speak directly about her feelings and Buster figuring out how to be romantic by watching a romantic film) as they are really are just back to square one with the same jobs and relationships, but with a deeper appreciation of what life they have.

I got sextorted over a week ago. I did not pay, There has been no leaks or contact and I have blocked them on everything and deactivated my acc. There was an ab pic and 1 d pic. My face were not in any. They do have a pic of my face. Should I be worried?

Hey all, so i recently got a job at retail, and I have one shift that ends at 9:30 pm. I don’t have any experience with riding a street bike at night, so I don’t know what is recommended to get for my own safety. Can anyone help me out? Thanks!

Not going to lie, when I thought of Alberta 2 weeks ago I thought of oil, being outdated, and not fun. I think this has to do with what’s portrayed in the media when Alberta is mentioned (think politics, oil, and saddledome talk).
I recently took a trip to Banff and Jasper, but finished our trip in Calgary to check out the city for 2 days. I have to say the roads are fantastic, the city is new and modern looking. The shopping centres were spotless. The people were friendly and helpful. The parks around the city were great. We had an awesome meal and good drinks during happy hour at the Rooftop.
I previously had unfair judgments of the province as a whole likely because I don’t agree with the politics- (dont come after me) but that is no more. I will certainly be back.

Hi, I'm an undergrad who recently passed the LAE (Diliman Day). I think my interview went okay. Other than law school, I have a few active applications as a Management Trainee (MT) for MNCs. I've gotten several callbacks for final interviews and I'm optimistic that I can get offers because my resume is really strong.
I'm torn between law school and corporate. My dad wants me to pursue law because he's also a lawyer. My mom tells me there is no money in law, and I should continue applying to corpo jobs if I want to be financially stable.
My background is in STEM, so I don't have a pre-law headstart. I applied to UP Law only and told myself that I'd take it as a sign to go to LS if I passed. But now that I'm closer to that goal, I'm still not 100% sure I should go for it. Aside from making sure that my dad has a successor and gaining prestige, I don't really have strong motivations for going to law school.
With corporate, I have better chances of performing well because my degree is aligned with the job. MT jobs are high-paying, usually higher than industry standards for fresh grads, also higher compared to how much new lawyers earn. However, I don't see myself working in corporate for more than 10 years. It's very demanding, and I don't like the idea of being an employee for the rest of my life.
Should I make it to UP Law, would it still be a good idea to enroll considering my "whys" for going to LS aren't that strong? Should I pursue corpo instead, where I'll be well-compensated and my degree is related to the job?

Hi! So I've been playing around with this idea for a while now and I just can't decide whether or not it'd be worth trying to achieve. My first job was at an ice cream shop, and the reason I left was mostly the manager (and insufferable customers but I realize I'll have to deal with that everywhere if I'm going to be in food service especially) but I LOVED making ice cream, I got so good at it, making it look beautiful, including ice cream cones, sundaes, ice cream sandwiches, ice cream pies, and ice cream cakes. My favorite part was making the ice cream sandwiches and packaging them. My idea is starting a little shop making ice cream sandwiches with different flavors of ice cream, different kinds of cookies, all sorts of combinations and toppings and stuff like that. I think it'd be fun to do a food truck even, and taking it to fairs around the state (NY) including the New York State Fair. Anyone have any thoughts on whether or not this would be worth it? I know I'd have to save up a lot to even afford the equipment I'd need, let alone a business space or food truck. I'd probably even have to take a course or two because I know close to nothing about starting/owning a business. But if it'd be a good way to make money and allow me to have a nice vacation over the winter, and do something I enjoy for the summer months...I kinda want to give it a shot. Thanks for any input!!

I'm a bit of language nerd, but I'm wondering how much sense learning languages has in the time when we'll soon probably get perfect machine translation. I still think there's a lot of value in it, but probably not as much as it used to be once.
I'm a non-native speaker of English, so as the most obvious thing, among my language goals, further improving my English has always had a prominent place. My English is currently C1 I'd say, even though my vocabulary is probably C2 already, but there are other factors where I still fall short of full C2. Still I think even full C2, is kind of not completely enough. I fully appreciate the fact that English is global lingua franca, so I think to fully participate in global culture without any handicap, you need to reach native-like level of English. And this is way higher than C2. This is just a vague feeling, I'm not sure how true it is. I have no problems understanding most of the stuff, but I do come across terms I don't know sometimes, and even though I typically understand it from context, it still has the effect of making the message a bit foggier, a bit murkier, and also another effect is that I tire more quickly than I would if I was dealing with my native language.
Getting to where I am with my English has already been a long journey - and my word count according to some tests is around 22,000 words. Native speakers of my age (mid 30s) typically know around 50,000 words or even more. So even if my English may sound quite good, from this to native-like is a long journey and a lot of work.
Wondering for you guys - have you noticed some real benefits going from the phase like "you think you're advanced" (like me now) to the phase "you're really native like" ?
Now the second part of the story is about learning other languages.
I think they are a lot less practically useful, but are still great for widening your horizons, learning about culture, and maybe getting the ability to think in a different way. And last but not the least - learning languages is fun. Sometimes you start learning a language as hobby, for pleasure, but you end up using it professionally. This happened in my case with Italian, which started as a totally fun oriented project, but eventually I got a job in an Italian company and stayed there for 4 years, using Italian on a daily basis.
When it comes to non-English languages, which ones do you think best value if you do a cost-benefit analysis? Cost in terms of difficulty and time needed, and benefit in terms of access to interesting content, fun and aesthetic pleasure, interesting mental exercise, learning new ways of thinking, opening up your mind to new things, etc... of course, benefits include practical stuff too, like job prospects, economic factors, access to communication with large groups of people, etc...
Now also, do you think it makes more sense to focus on small number of languages but to go very deep and very far in your studies (in my case that would mean, remaining focused just on my English and Italian) or to learn more languages even if that would mean sacrificing some depth in all of them (in my case that would entail, trying to get at least decent in French, German, Russian and Spanish... all of which I learned a bit at some points in time).
Now of course, I'm interested to hear your stories too? Do you learn languages or you consider it a waste of time? Which languages? If you're not a native English speaker, are you still trying to get better at English, or you're happy with your level?
All comments, even if they're a bit tangential are welcome. I'm really looking forward to some general language related discussion.