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I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one among the best courses on how to start a social media marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The content of Iman Gadzhi - Agency Navigator is :
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1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
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4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
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Here is the list of the bundle
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• Agency Navigator
  
• Copy Paste Agency
  
• 6 Figure SMMA
  
• Agency Incubator
  
• Pen to Profit
  
• Kaizen Cure
  

​

• 1 extra course for free : Influencer Ignited

______________________________
About agency navigator :
What Is Agency Navigator?
For three years, I’ve helped agency owners start and scale their businesses.
Agency Navigator is the culmination of everything I’ve learned along the way. Painstakingly created over an entire year, this course includes everything you could ever want to start your own agency. Drawing from my own experience as a mutli-six-figure a year agency owner, as well as my team’s collective experience of multiple decades, we’ve refined the original SMMA course, and made it better. ‍ I had one purpose in mind when I created Agency Navigator: to make it as easy and accessible as possible for anyone to start and grow their own agency. See you inside!

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I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one among the best courses on how to start a social media marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The content of Iman Gadzhi - Agency Navigator is :
​

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!\*
get Iman Gadzhi - Agency Navigator on our store : https://www.genkicourses.com/shop/

ETA: Okay I just found a post here on nashville which clarified that I shouldn't face any big consequences (the comment from the user "freemytree" made me feel better, I'm not sure how to tag that user to thank them though because I'm very much a Reddit newb), but I would still like to know what will happen in the ticket situation.... Thank you to anyone who may be able to help!!
​
Soooo I may be massively overthinking this but I am a champion-level overthinker so that's normal for me. If I'm not overthinking it though, I'm super worried that I made a huge mistake.
I got my registration renewal notice prior to my license plate (the original old white and green one) expiring in October, but I really did not want to get the new standard TN plate (the dark blue one) because I wanted to get a specialty plate instead. However, you have to go to the county clerk office in person if you want to get a new specialty tag which, between my work schedule + traveling a lot for work + being out of the country for a chunk of the winter, I did not have time to do until today (I know, I know - I could have forced a way to make time.... but I didn't and I can't go back and change that now).
Yesterday, I came back to my legally-parked car and was surprised to see a ticket - it was for having an expired registration. I was annoyed because I knew I was planning on going to get my new plate today, but I couldn't have known that a cop would see my plate and ticket me while I was at work the day before I was planning on (finally) getting a new plate.
So I went to get the plate today and I mentioned that I had been out of the country for a chunk and was sorry that I was so late getting the registration renewed. The gal who helped me was super understanding and handed me an affidavit to sign stating that I had not driven the car (it also said had not received any citations) since the registration expired as if that was totally fine - I told her that I had in fact driven the car but she just said "yeah it's fine, thanks for your honesty but it's all good, just sign this" and I honestly didn't know what to do at that point so I just didn't mention the ticket. Then she deactivated my old license plate number, I paid for the new license plate, and I left (absolutely panicking in my overthinker brain). I tried to pay the ticket online, but it wouldn't go through. I even called the ticket office people and they said it just isn't in the system yet and to try again next week.
My question is this - am I going to get into serious trouble if it becomes clear that I'm paying a ticket on what is now a deactivated license plate because I signed that form?? Or is it more likely that I will just pay the ticket and move on with my life and everything will be fine?
​
TL;DR - Didn't renew license plate after it expired because I wanted a specialty tag, got a ticket on my parked car yesterday for expired registration, got a new tag today and was made to sign a form saying I hadn't driven or received a citation on the car and was told it was fine even though I told the lady that I had driven it, now I'm worried that I'll get into serious trouble trying to pay the ticket on my now-deactivated old license plate.

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Good day to everyone, I am selling the Biaheza Dropshipping course for a fraction of the original price (only $25)
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How I launched a multi-million dollar company from my bedroom.
Unlike most courses, I do not discuss regurgitated strategies that should work “in theory” and “mindset.” Instead, we take it step by step and create a real-live dropshipping store that makes over $1,000 on its first full day of operation (profitable right from the get-go). I explain everything along the way and discuss how I plan to scale much higher from there!
THE biaheza dropshipping course FEATURES
The primary goal of this course is to assist beginners in creating a Shopify store and marketing it through TikTok ads. As Facebook ads became more stringent, expensive, and ineffective, many dropshippers quietly shifted to TikTok.
People have grown accustomed to longer shipping times as a result of the pandemic. When combined with how effective and profitable Tik Tok ads are right now, I honestly don’t think there has ever been a better time to get into dropshipping.
This is the most revealing piece of content I’ve ever released, as I even reveal some of my personal best-selling products.
My process for opening these stores is fairly consistent, which means you can use these exact steps to open your own.
Full Dropshipping Course 2022 Curriculum
INTRO
​

• How Dropshipping Really Works
  
• The Four Pillars of Dropshipping
  
• Should You Outsource Everything?
  

PILLAR ONE
​

• Checklist for Products that Actually Sell
  
• Where Do You Find Winning Products?
  
• Revealing Products I’ve Sold in the Past
  

PILLAR TWO
​

• What Type of Store Should You Start?
  
• Explaining The Product We’re Choosing
  
• Creating a Shopify Website From Scratch Step by Step
  
• High Conversion Rate Product Page Tips
  
• Creating the Product Page Step by Step
  
• Importing Reviews to Product Page
  
• Final Branded Website Result
  

Pillar Three
​

• Where to get Content for Advertisements
  
• Creating a Real Advertisement
  
• TikTok Organic Marketing
  
• Creating Company Social Media Pages
  
• Finished Winning TikTok Page Layout
  

Pillar Four
​

• How TikTok Ads Work
  
• Setting Up a TikTok Ad Account
  
• Running the Store to $1,000 in One Day
  
• Dealing with Common Issues/ Disapproved Ads
  
• Scaling the Tik-Tok Ads
  
• Other Forms of Social Media Marketing
  

Everything Else
​

• How to Mass Fulfill Orders
  
• How to Use the Fulfillment Software Step by Step
  
• Taxes and Legal
  
• How to Set up Customer Support
  
• Conclusion
  

Bonus Content
​

• Company Social Media Pages (Very Important)
  
• My Full Instagram Theme Page Marketing Strategy:
  
• What is the Facebook Pixel and How to Install it
  
• My Full Facebook Ads Marketing Strategy
  
• How to Create Viral Advertisements
  
• Setting up Lookalike Audiences
  

I have been confused for sometime about how expense ratios are charged with mutual fund or ETFS.

1. How vanguard VOO has an expense ratio of 0.03%. Is this an annual charge of 0.03% of my money in that fund? If so, when does the charge actually happen? Let's say I don't have my money in that VOO fund the entire year am I still charged the 0.03%, even though they only managed my money for half the time?
   
2. I have my 401k in the S&P 500 right now because the expense ratio is lower than a target date fund and I am young. But when I get older, 45-50 years of age, I want to move all my money from the S&P to the target date fund 2060. Let's say the expense ratio for that target date fund is 0.08% and I move $50,000 over. Will they instally charge me that 0.08% on the $50,000 or do they wait a year?
   
3. This is a side question to question 3. I really do have my 401k all in the S&P 500 due to low expense ratio fees. And plan on keeping it there till I am older and then moving it to the target date fund where it will lower my risk. Is this a good or bad move? Am I hurting my funds by not having it in the target date fund now? I really don't see why I would put it in the target date fund if the S&P has cheaper fees and gets similar or better returns than the target date fund.
   

Please give me some insight on how these Fund Expenses are charged to me when using them.
Thank you!

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Looking for advise on refinishing our kitchen table. It's had a lot of abuse mostly from our kids and I want to get a few more years out of it. I'm struggling to tell if this is actual laminate or veneer. I would like a "wood like" finish. If it's veneer I feel like I can just sand it and then re-stain and seal it. Laminate seems more tricky? Anyone use that chalk paint or liquid wood before? I watched a few videos of people using them but not sure how they last. I attached a link of the table.
https://imgur.com/a/VSrAlKo

I will be graduating in May of 2024 from my university. I'm a psychology major and cognitive science minor. I want to find a way to ease into the career world but I honestly have no idea where to start. I'm in the process of joining Psy Chi to hopefully find some research labs to help in but I still need help with how exactly to find places that want students working. Is it possible to ease into a career without having my BA yet? I also plan to go straight into a masters program so I'm trying to find something that'd tie into that, if that makes sense. My advisors at school are no help so I came to Reddit haha

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Iman Gadzhi Agency Navigator for 35 USD
There’s also an Iman Gadzhi 6 courses bundle on the store (only 69.99 USD if you buy the bundle) On the site if you scroll down
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Hello & welcome to my online website :
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I am the owner of the site and am using reddit platform to reach out to any potential buyers who are interested in paid courses for cheap.
Today’s course is Iman Gadzhi - Agency Navigator 2022 Updated.
The course has all the sections from the original. And also has an updates section that also includes the iman gadzhi Q&As videos & the attachments in form of PDFs.
Here's the list of the bundle :
​

• Iman Gadzhi – Pen To Profit Membership
  
• Iman Gadzhi – Agency Incubator
  
• Iman Gadzhi – Six Figure SMMA
  
• Iman Gadzhi – Influencer Ignited 2.0
  
• Iman Gadzhi – Copy Paste Agency
  
• Iman Gadzhi – Agency Navigator
  
• Iman Gadzhi – Kaizen Cure
  

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Sorry if this is super wordy. Including all details because I feel like I'm going crazy.
Last year I went to psychotherapy for a couple months through a telehealth service. I found a small organization and therapist who seemed to specialize in what I was dealing with and had good recommendations. It cost $150 per 45 minute session. Conducted by phone weekly.
One of the sessions was scheduled in the middle of the day so I had to take off work. Never received a phone call. After 15 minutes I emailed asking what had happened and if we could reschedule. A full hour after the appointment time he replied saying he had called once, and offered a reschedule time the next week. Also let me know if that happened again he would drop me, essentially. I sent a screenshot of my call history, including missed work calls, but nothing from him. No reply, I thought we had an understanding.
He later charged my card full cost for a "no show." I sent him an email explaining that I didn't think it was reasonable, I did everything I could have, used vacation, etc. He sent a somewhat condescending email back about how I should make sure my spam filter is off (it is, I work in IT. No other issue with his calls.) and I should call him if he doesn't call me after 10 minutes. I did not know this was possible, as he relays through an out of state service. Also, it seems like only trying once is kind of ridiculous. He clearly wasn't devoting the time to me since my email went unanswered until after the session should have ended. He refused to discuss billing further outside our appointment time.
At this point I also cancel further meetings since I felt a bit taken advantage of, and lay out my final case. He responds that he understands. But no refund. After a month, I call and leave a message with the parent organization and it is forwarded to him.. He plays dumb saying "I understand you have further billing questions?" and once again ignores my reply. This was almost a month ago.
The documents I signed specify I am financially responsible for no shows or late cancels, but doesn't define those terms. It definitely doesn't say I'm responsible for all technical issues on either end, or what my options are if I don't get a call.
Is that a valid case for chargeback? I don't want to be a jerk, but that $150 means a lot to my family right now.

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Hi really could use advice on my current situation. As the title states, my GF has an aneurysm we found out about a few months ago. She's avoiding surgery due to past medical experiences, and also it is pretty expensive. She currently tried injections, that will cost around $7k every 4-months. The doctor stated she at least needs to do that to survive. However, that's pretty unaffordable for the average person. I think her insurance pays around 75%, and the $7k is what she will pay after insurance. She's tried negotiating the price, but that's where they're at. If she pays in full it will be the $7k mentioned, vs. around $10k not paying total price and overtime. - She doesn't want to get into debt if she can help it, understandably so.
Now for why I mentioned the immigrant status, she's looking at moving back home to South America. The treatment will be significantly cheaper for the same injections and will last 2 years vs. the 4-month dose. However, she's on asylum and won't be allowed to return to the U.S. she's been here for several years now and has built a life with a dog a house and moved most of her family here. For that, she doesn't necessarily want to move and have to go years of figuring out how to return or reunite with her family after doing it to come here.
I'm lost at what help I can provide if any. I'm asking here to hope someone has resources they can share or experiences. Any help would be great. We're exhausted mentally and emotionally, and the only answer she feels are open to her is to pay the bills and commit what feels like financial suicide or die from the causes. Regardless the injections seems like they will be unaffordable.

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